{"id":3807,"date":"2016-12-08T13:13:57","date_gmt":"2016-12-08T10:13:57","guid":{"rendered":"http:\/\/www.barlaslaw.com\/?p=3807"},"modified":"2018-07-03T19:22:50","modified_gmt":"2018-07-03T16:22:50","slug":"bireysel-emeklilik-ile-ilgili-son-gelismeler-latest-updates-reg-individual-retirement","status":"publish","type":"post","link":"https:\/\/barlaslaw.com\/tr\/bireysel-emeklilik-ile-ilgili-son-gelismeler-latest-updates-reg-individual-retirement\/","title":{"rendered":"Bireysel Emeklilik ile ilgili Son Geli\u015fmeler"},"content":{"rendered":"<p><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-full wp-image-3808\" src=\"https:\/\/www.barlaslaw.com\/wp-content\/uploads\/sigorta.jpg\" alt=\"sigorta\" width=\"620\" height=\"329\" \/><\/p>\n<p>25 A\u011fustos 2016 tarihli ve 29812 say\u0131l\u0131 Resmi Gazete&#8217;de 6740 say\u0131l\u0131 Bireysel Emeklilik Tasarruf ve Yat\u0131r\u0131m Sistemi Kanununda De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair Kanun yay\u0131mland\u0131.<\/p>\n<p>Kamuoyunda &#8220;zorunlu bireysel emeklilik&#8221; olarak da ifade edilen 6740 say\u0131l\u0131 Kanun ile getirilmesi \u00f6ng\u00f6r\u00fclen d\u00fczenlemenin temelini; <strong>01.01.2017<\/strong> tarihinden itibaren, <strong>45 ya\u015f\u0131n\u0131 doldurmam\u0131\u015f<\/strong> <strong>\u00fccret kar\u015f\u0131l\u0131\u011f\u0131 \u00e7al\u0131\u015fanlar\u0131n<\/strong> (kamu g\u00f6revlileri ve i\u015f\u00e7iler) bireysel emeklilik sistemine otomatik olarak dahil edilmesi ve bu \u015fekilde sisteme dahil edilen \u00e7al\u0131\u015fanlara belirli bir s\u00fcre i\u00e7inde cayma hakk\u0131 tan\u0131nmas\u0131 olu\u015fturmaktad\u0131r.<\/p>\n<p><strong>1) Kanun kapsam\u0131 <\/strong><\/p>\n<p>D\u00fczenleme kapsam\u0131na, 45 ya\u015f\u0131n\u0131 a\u015fmam\u0131\u015f ve 5510 say\u0131l\u0131 Kanun\u2019un;<\/p>\n<ul>\n<li>4\/a f\u0131kras\u0131 kapsam\u0131nda, hizmet akdi ile bir veya birden fazla i\u015fveren taraf\u0131ndan \u00e7al\u0131\u015ft\u0131r\u0131lanlar ile<\/li>\n<li>4\/c f\u0131kras\u0131 kapsam\u0131nda kamu idarelerinde \u00e7al\u0131\u015fanlar<\/li>\n<\/ul>\n<p>girmektedir.<\/p>\n<p><strong>2) Hesaplama metodu<\/strong><\/p>\n<p>Kanunda <strong>\u00e7al\u0131\u015fan katk\u0131 pay\u0131<\/strong>, \u00e7al\u0131\u015fan\u0131n prime esas kazanc\u0131n\u0131n <strong>% 3\u2019\u00fc<\/strong> nispetinde yap\u0131lacak kesintiye kar\u015f\u0131l\u0131k gelen tutar olarak belirtilmi\u015ftir. (Bu oran\u0131 % 6\u2019ya kadar art\u0131rmaya, % 1\u2019e kadar azaltmaya veya katk\u0131 pay\u0131na maktu limit getirmeye Bakanlar Kurulu yetkili k\u0131l\u0131nm\u0131\u015ft\u0131r).<\/p>\n<p>\u00d6rne\u011fin, d\u00fczenleme \u015fuan i\u00e7in y\u00fcr\u00fcrl\u00fckte olsayd\u0131, sigorta primine esas ayl\u0131k kazanc\u0131n \u00fcst s\u0131n\u0131r\u0131ndan (SSK primine esas tavan \u00fccret) \u00fccret alan bir \u00e7al\u0131\u015fan i\u00e7in 10.705,50 TL X % 3 = 321,165 TL. kesinti yap\u0131lacakken; sigorta primine esas ayl\u0131k kazanc\u0131n alt s\u0131n\u0131r\u0131ndan (SSK primine esas taban \u00fccret) asgari \u00fccretli bir \u00e7al\u0131\u015fan i\u00e7in 1.647,00 X % 3 = 49,41 TL kesinti yap\u0131lacakt\u0131.<\/p>\n<p>\u00c7al\u0131\u015fan, otomatik kat\u0131l\u0131ma ili\u015fkin emeklilik s\u00f6zle\u015fmesinde belirlenen tutardan daha y\u00fcksek bir tutarda kesinti yap\u0131lmas\u0131n\u0131 i\u015fverenden talep edebilecektir.<\/p>\n<p>\u00c7al\u0131\u015fan ad\u0131na bireysel emeklilik hesab\u0131na \u00f6denen katk\u0131 paylar\u0131 \u00fczerinden bu d\u00fczenleme kapsam\u0131nda ayr\u0131ca Devlet katk\u0131s\u0131 sa\u011flanacakt\u0131r. Buna g\u00f6re, \u00e7al\u0131\u015fan\u0131n bu kapsamda <strong>cayma hakk\u0131n\u0131 kullanmamas\u0131<\/strong> halinde, sisteme giri\u015fte <strong>bir defaya mahsus<\/strong> olmak \u00fczere, <strong>1.000 TL<\/strong> ilave <strong>Devlet katk\u0131s\u0131<\/strong> sa\u011flanacakt\u0131r (Bakanlar Kurulu, bu tutar\u0131 yar\u0131s\u0131na kadar art\u0131rmaya veya yar\u0131s\u0131na kadar azaltmaya yetkilidir).<\/p>\n<p>Ayr\u0131ca, emeklilik hakk\u0131n\u0131n kullan\u0131lmas\u0131 halinde, hesab\u0131nda bulunan birikimi en az on y\u0131ll\u0131k, <strong>y\u0131ll\u0131k gelir sigortas\u0131 s\u00f6zle\u015fmesi<\/strong> kapsam\u0131nda almay\u0131 tercih eden \u00e7al\u0131\u015fana, birikiminin y\u00fczde be\u015fi kar\u015f\u0131l\u0131\u011f\u0131 ek Devlet katk\u0131s\u0131 \u00f6demesi yap\u0131lacakt\u0131r.<\/p>\n<p><strong>3) \u0130\u015fveren sorumlulu\u011fu<\/strong><\/p>\n<p>D\u00fczenleme uyar\u0131nca i\u015fverenlere, herhangi bir mali y\u00fck (i\u015fveren katk\u0131s\u0131 gibi) getirilmemekle beraber, a\u015fa\u011f\u0131daki konularda bir tak\u0131m sorumluluklar getirilmektedir.<\/p>\n<p>Buna g\u00f6re;<\/p>\n<ul>\n<li>\u0130\u015fveren, \u00e7al\u0131\u015fan\u0131n\u0131 otomatik kat\u0131l\u0131m i\u00e7in emeklilik plan\u0131 d\u00fczenleme konusunda <strong>M\u00fcste\u015farl\u0131k\u00e7a uygun g\u00f6r\u00fclen \u015firketlerden<\/strong> (bireysel emeklilik \u015firketleri, BES \u015firketi) birinin sunaca\u011f\u0131 emeklilik plan\u0131na dahil edecektir.<\/li>\n<li>\u00c7al\u0131\u015fan katk\u0131 pay\u0131, en ge\u00e7 \u00e7al\u0131\u015fan\u0131n \u00fccretinin \u00f6deme g\u00fcn\u00fcn\u00fc takip eden i\u015fg\u00fcn\u00fc, i\u015fveren taraf\u0131ndan BES \u015firketine aktar\u0131lacakt\u0131r. \u0130\u015fveren s\u00f6z konusu katk\u0131 pay\u0131n\u0131 zaman\u0131nda \u015firkete aktarmaz veya ge\u00e7 aktar\u0131rsa \u00e7al\u0131\u015fan\u0131n varsa birikiminde olu\u015fan parasal kayb\u0131ndan sorumlu tutulacakt\u0131r.<\/li>\n<li>\u0130\u015fverenler bu madde kapsam\u0131ndaki y\u00fck\u00fcml\u00fcl\u00fckleri bak\u0131m\u0131ndan \u00c7al\u0131\u015fma ve Sosyal G\u00fcvenlik Bakanl\u0131\u011f\u0131 taraf\u0131ndan denetlenecektir.<\/li>\n<li>\u0130\u015fverene, bu kapsamdaki y\u00fck\u00fcml\u00fcl\u00fcklerine ve d\u00fczenlemelere uymamas\u0131 halinde, her bir ihlal i\u00e7in \u00c7al\u0131\u015fma ve Sosyal G\u00fcvenlik Bakanl\u0131\u011f\u0131nca 100 TL idari para cezas\u0131 uygulanacakt\u0131r.<\/li>\n<\/ul>\n<p><strong>4) \u00c7al\u0131\u015fan haklar\u0131<\/strong><\/p>\n<p>D\u00fczenlemede \u00e7al\u0131\u015fana; cayma, ara verme ve birikimi ve sistemde kazand\u0131\u011f\u0131 emeklili\u011fe esas s\u00fcreyi aktarma gibi bir tak\u0131m haklar tan\u0131nmaktad\u0131r.<\/p>\n<p>Buna g\u00f6re;<\/p>\n<ul>\n<li>\u00c7al\u0131\u015fan, emeklilik plan\u0131na dahil oldu\u011funun kendisine bildirildi\u011fi tarihi m\u00fcteakip <strong>2 ay<\/strong> <strong>i\u00e7inde<\/strong> <strong>s\u00f6zle\u015fmeden cayabilecektir<\/strong>.<\/li>\n<li>Cayma halinde, \u00f6denen katk\u0131 paylar\u0131, varsa hesab\u0131nda bulunan yat\u0131r\u0131m gelirleri ile birlikte <strong>10 i\u015fg\u00fcn\u00fc i\u00e7inde<\/strong> \u00e7al\u0131\u015fana iade edilecektir.<\/li>\n<li>Cayma hakk\u0131n\u0131 kullanmayan \u00e7al\u0131\u015fan M\u00fcste\u015farl\u0131k\u00e7a belirlenen hallerde katk\u0131 pay\u0131 \u00f6demesine ara verilmesini talep edebilecektir.<\/li>\n<li>Bu kapsamda bir emeklilik s\u00f6zle\u015fmesi bulunan \u00e7al\u0131\u015fan\u0131n i\u015fyerinin de\u011fi\u015fmesi halinde, yeni i\u015fyerinde bu kapsamda bir emeklilik plan\u0131 var ise \u00e7al\u0131\u015fan\u0131n <strong>birikimi ve sistemde kazand\u0131\u011f\u0131 emeklili\u011fe esas s\u00fcresi <\/strong>yeni i\u015fyerindeki emeklilik s\u00f6zle\u015fmesine aktar\u0131lacakt\u0131r. Yeni i\u015fyerinde emeklilik plan\u0131n\u0131n bulunmamas\u0131 halinde \u00e7al\u0131\u015fan, talep ederse \u00f6nceki i\u015fyerinde d\u00fczenlenmi\u015f s\u00f6zle\u015fme kapsam\u0131nda katk\u0131 pay\u0131 \u00f6demeye devam edebilecektir; talep etmezse bu kapsamdaki emeklilik s\u00f6zle\u015fmesi sonland\u0131r\u0131lacakt\u0131r. \u00c7al\u0131\u015fan bu y\u00f6ndeki talebini, i\u015fyeri de\u011fi\u015fikli\u011fini izleyen ay\u0131n sonuna kadar \u015firkete bildirecektir.<\/li>\n<\/ul>\n<p><strong>\u00a0<\/strong><strong>5) BES \u015eirketi ve Banka sorumlulu\u011fu<\/strong><\/p>\n<p>D\u00fczenlemede BES \u015firketlerine (\u2018\u015eirket\u2019) ve bankalara da bir tak\u0131m sorumluluklar y\u00fcklenmi\u015ftir.<\/p>\n<p>Buna g\u00f6re;<\/p>\n<ul>\n<li>\u015eirket, cayma s\u00fcresince \u00f6denen katk\u0131 paylar\u0131n\u0131n de\u011fer kaybetmemesini sa\u011flayacak \u015fekilde fon y\u00f6netiminden sorumlu tutulacakt\u0131r.<\/li>\n<li>\u00c7al\u0131\u015fan katk\u0131 pay\u0131n\u0131n takip ve tahsil sorumlulu\u011fu \u015firkete ait olacakt\u0131r (M\u00fcste\u015farl\u0131k takip ve tahsil sorumlulu\u011funun bu ama\u00e7la yetkilendirilecek bir kurulu\u015f\u00e7a yerine getirilmesine karar verebilecektir).<\/li>\n<li>Bu kapsamda, \u015firketlerce <strong>fon i\u015fletim gideri<\/strong> kesintisi d\u0131\u015f\u0131nda ba\u015fka bir kesinti yap\u0131lamayacakt\u0131r.<\/li>\n<li>Bankalar, Sosyal G\u00fcvenlik Kurumu ve ilgili di\u011fer kamu kurumlar\u0131, \u00e7al\u0131\u015fan katk\u0131 pay\u0131n\u0131n takip ve tahsili ile Devlet katk\u0131s\u0131n\u0131n hesaplanmas\u0131 i\u00e7in ihtiya\u00e7 duyulan verileri, M\u00fcste\u015farl\u0131k\u00e7a belirlenen usul ve esaslara g\u00f6re emeklilik g\u00f6zetim merkezi ile bu maddeye g\u00f6re takip ve tahsil sorumlulu\u011fu ile yetkilendirilecek kurulu\u015fa aktaracakt\u0131r.<\/li>\n<\/ul>\n<p><strong>6) Bakan A\u00e7\u0131klamas\u0131:<\/strong><\/p>\n<p>Bakan \u015eim\u015fek; bu kapsamda i\u015fyeri baz\u0131nda \u00f6zel emeklilik planlar\u0131na y\u00f6nelik bir uygulama olan\u00a0BES\u2019te otomatik kat\u0131l\u0131m\u0131\u00a01 Ocak 2017\u00a0de hayata ge\u00e7ireceklerini kaydetti.<\/p>\n<p>BES\u2019te otomatik kat\u0131l\u0131m d\u00fczenlemesi i\u00e7in sigorta \u015firketleri ile s\u0131k s\u0131k bir araya geldiklerini ve isti\u015farelerde bulunduklar\u0131n\u0131 anlatan \u015eim\u015fek, kamu ve \u00f6zel sekt\u00f6r \u00e7al\u0131\u015fanlar\u0131n\u0131n\u00a0BES\u2019te otomatik kat\u0131l\u0131mda kademeli ge\u00e7i\u015fi \u00f6ng\u00f6ren Bakanlar Kurulu karar\u0131n\u0131n imzaya a\u00e7\u0131ld\u0131\u011f\u0131n\u0131 belirterek, yeni d\u00fczenlemeye ili\u015fkin \u015fu bilgileri aktard\u0131:<\/p>\n<p>&#8220;<em>D\u00fczenlemeye g\u00f6re <\/em><em>ilk a\u015famada 1.000 ve \u00fczeri \u00e7al\u0131\u015fan\u0131 olan \u00f6zel sekt\u00f6r 1 Ocak 2017 de, memurlar (genel ve \u00f6zel b\u00fct\u00e7eli idareler) ve 250-1000 \u00e7al\u0131\u015fan\u0131 bulunan \u00f6zel sekt\u00f6r 1 Nisan 2017 de sisteme ge\u00e7ecek. 100 ile 249 \u00e7al\u0131\u015fan\u0131 olan \u00f6zel sekt\u00f6r, 1 Temmuz 2017 de, mahalli idareler ve K\u0130T\u2019ler ise 1 Ocak 2018 den itibaren sisteme dahil olacak. <\/em><\/p>\n<p><em>\u00d6te yandan \u00f6zel sekt\u00f6rde faaliyet g\u00f6steren, 10-49 \u00e7al\u0131\u015fan\u0131 olanlar i\u015fverenler arac\u0131l\u0131\u011f\u0131yla 1 Temmuz 2018 den itibaren, 5-9 \u00e7al\u0131\u015fan\u0131 olanlar da 1 Ocak 2019\u2019dan itibaren sisteme girebilecek. Bu \u015fekilde mevcut durumda 14 milyonun \u00fczerinde \u00e7al\u0131\u015fan sisteme dahil olacak.\u201d<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kamuoyunda &#8220;zorunlu bireysel emeklilik&#8221; olarak da ifade edilen 6740 say\u0131l\u0131 Kanun ile getirilmesi \u00f6ng\u00f6r\u00fclen d\u00fczenlemenin temelini; 01.01.2017 tarihinden itibaren, 45 ya\u015f\u0131n\u0131 doldurmam\u0131\u015f \u00fccret kar\u015f\u0131l\u0131\u011f\u0131 \u00e7al\u0131\u015fanlar\u0131n bireysel emeklilik sistemine otomatik olarak dahil edilmesi ve bu \u015fekilde sisteme dahil edilen \u00e7al\u0131\u015fanlara belirli bir s\u00fcre i\u00e7inde cayma hakk\u0131 tan\u0131nmas\u0131 olu\u015fturmaktad\u0131r.<\/p>\n","protected":false},"author":2,"featured_media":12367,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[51],"tags":[],"table_tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bireysel Emeklilik ile ilgili Son Geli\u015fmeler - Barlas Hukuk B\u00fcrosu<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/barlaslaw.com\/tr\/bireysel-emeklilik-ile-ilgili-son-gelismeler-latest-updates-reg-individual-retirement\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bireysel Emeklilik ile ilgili Son Geli\u015fmeler - Barlas Hukuk B\u00fcrosu\" \/>\n<meta property=\"og:description\" content=\"Kamuoyunda &quot;zorunlu bireysel emeklilik&quot; olarak da ifade edilen 6740 say\u0131l\u0131 Kanun ile getirilmesi \u00f6ng\u00f6r\u00fclen d\u00fczenlemenin temelini; 01.01.2017 tarihinden itibaren, 45 ya\u015f\u0131n\u0131 doldurmam\u0131\u015f \u00fccret kar\u015f\u0131l\u0131\u011f\u0131 \u00e7al\u0131\u015fanlar\u0131n bireysel emeklilik sistemine otomatik olarak dahil edilmesi ve bu \u015fekilde sisteme dahil edilen \u00e7al\u0131\u015fanlara belirli bir s\u00fcre i\u00e7inde cayma hakk\u0131 tan\u0131nmas\u0131 olu\u015fturmaktad\u0131r.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/barlaslaw.com\/tr\/bireysel-emeklilik-ile-ilgili-son-gelismeler-latest-updates-reg-individual-retirement\/\" \/>\n<meta property=\"og:site_name\" content=\"Barlas Hukuk B\u00fcrosu\" \/>\n<meta property=\"article:published_time\" content=\"2016-12-08T10:13:57+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-07-03T16:22:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/barlaslaw.com\/wp-content\/uploads\/2016\/12\/bireysel-emeklilik-ile-ilgili-son-gelismeler.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1068\" \/>\n\t<meta property=\"og:image:height\" content=\"650\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"bbaurrlcaisn\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Yazan:\" \/>\n\t<meta name=\"twitter:data1\" content=\"bbaurrlcaisn\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tahmini okuma s\u00fcresi\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 dakika\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/barlaslaw.com\/tr\/bireysel-emeklilik-ile-ilgili-son-gelismeler-latest-updates-reg-individual-retirement\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/barlaslaw.com\/tr\/bireysel-emeklilik-ile-ilgili-son-gelismeler-latest-updates-reg-individual-retirement\/\"},\"author\":{\"name\":\"bbaurrlcaisn\",\"@id\":\"https:\/\/barlaslaw.com\/#\/schema\/person\/ab5bfe083c92fdabbc9676ff2e7694a4\"},\"headline\":\"Bireysel Emeklilik ile ilgili Son Geli\u015fmeler\",\"datePublished\":\"2016-12-08T10:13:57+00:00\",\"dateModified\":\"2018-07-03T16:22:50+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/barlaslaw.com\/tr\/bireysel-emeklilik-ile-ilgili-son-gelismeler-latest-updates-reg-individual-retirement\/\"},\"wordCount\":1162,\"publisher\":{\"@id\":\"https:\/\/barlaslaw.com\/#organization\"},\"articleSection\":[\"Yay\u0131nlar\"],\"inLanguage\":\"tr\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/barlaslaw.com\/tr\/bireysel-emeklilik-ile-ilgili-son-gelismeler-latest-updates-reg-individual-retirement\/\",\"url\":\"https:\/\/barlaslaw.com\/tr\/bireysel-emeklilik-ile-ilgili-son-gelismeler-latest-updates-reg-individual-retirement\/\",\"name\":\"Bireysel Emeklilik ile ilgili Son Geli\u015fmeler - Barlas Hukuk B\u00fcrosu\",\"isPartOf\":{\"@id\":\"https:\/\/barlaslaw.com\/#website\"},\"datePublished\":\"2016-12-08T10:13:57+00:00\",\"dateModified\":\"2018-07-03T16:22:50+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/barlaslaw.com\/tr\/bireysel-emeklilik-ile-ilgili-son-gelismeler-latest-updates-reg-individual-retirement\/#breadcrumb\"},\"inLanguage\":\"tr\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/barlaslaw.com\/tr\/bireysel-emeklilik-ile-ilgili-son-gelismeler-latest-updates-reg-individual-retirement\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/barlaslaw.com\/tr\/bireysel-emeklilik-ile-ilgili-son-gelismeler-latest-updates-reg-individual-retirement\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Ana sayfa\",\"item\":\"https:\/\/barlaslaw.com\/tr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Bireysel Emeklilik ile ilgili Son Geli\u015fmeler\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/barlaslaw.com\/#website\",\"url\":\"https:\/\/barlaslaw.com\/\",\"name\":\"Barlas Hukuk B\u00fcrosu\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/barlaslaw.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/barlaslaw.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"tr\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/barlaslaw.com\/#organization\",\"name\":\"Barlas Hukuk B\u00fcrosu\",\"url\":\"https:\/\/barlaslaw.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"tr\",\"@id\":\"https:\/\/barlaslaw.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/barlaslaw.com\/wp-content\/uploads\/2018\/10\/barlas-fav-icon.png\",\"contentUrl\":\"https:\/\/barlaslaw.com\/wp-content\/uploads\/2018\/10\/barlas-fav-icon.png\",\"width\":512,\"height\":512,\"caption\":\"Barlas Hukuk B\u00fcrosu\"},\"image\":{\"@id\":\"https:\/\/barlaslaw.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/barlaslaw.com\/#\/schema\/person\/ab5bfe083c92fdabbc9676ff2e7694a4\",\"name\":\"bbaurrlcaisn\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"tr\",\"@id\":\"https:\/\/barlaslaw.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/f9277d05d082ed3665a121aa72fbfabc?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/f9277d05d082ed3665a121aa72fbfabc?s=96&d=mm&r=g\",\"caption\":\"bbaurrlcaisn\"},\"url\":\"https:\/\/barlaslaw.com\/tr\/author\/bbaurrlcaisn\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Bireysel Emeklilik ile ilgili Son Geli\u015fmeler - Barlas Hukuk B\u00fcrosu","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/barlaslaw.com\/tr\/bireysel-emeklilik-ile-ilgili-son-gelismeler-latest-updates-reg-individual-retirement\/","og_locale":"tr_TR","og_type":"article","og_title":"Bireysel Emeklilik ile ilgili Son Geli\u015fmeler - Barlas Hukuk B\u00fcrosu","og_description":"Kamuoyunda \"zorunlu bireysel emeklilik\" olarak da ifade edilen 6740 say\u0131l\u0131 Kanun ile getirilmesi \u00f6ng\u00f6r\u00fclen d\u00fczenlemenin temelini; 01.01.2017 tarihinden itibaren, 45 ya\u015f\u0131n\u0131 doldurmam\u0131\u015f \u00fccret kar\u015f\u0131l\u0131\u011f\u0131 \u00e7al\u0131\u015fanlar\u0131n bireysel emeklilik sistemine otomatik olarak dahil edilmesi ve bu \u015fekilde sisteme dahil edilen \u00e7al\u0131\u015fanlara belirli bir s\u00fcre i\u00e7inde cayma hakk\u0131 tan\u0131nmas\u0131 olu\u015fturmaktad\u0131r.","og_url":"https:\/\/barlaslaw.com\/tr\/bireysel-emeklilik-ile-ilgili-son-gelismeler-latest-updates-reg-individual-retirement\/","og_site_name":"Barlas Hukuk B\u00fcrosu","article_published_time":"2016-12-08T10:13:57+00:00","article_modified_time":"2018-07-03T16:22:50+00:00","og_image":[{"width":1068,"height":650,"url":"https:\/\/barlaslaw.com\/wp-content\/uploads\/2016\/12\/bireysel-emeklilik-ile-ilgili-son-gelismeler.jpg","type":"image\/jpeg"}],"author":"bbaurrlcaisn","twitter_card":"summary_large_image","twitter_misc":{"Yazan:":"bbaurrlcaisn","Tahmini okuma s\u00fcresi":"6 dakika"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/barlaslaw.com\/tr\/bireysel-emeklilik-ile-ilgili-son-gelismeler-latest-updates-reg-individual-retirement\/#article","isPartOf":{"@id":"https:\/\/barlaslaw.com\/tr\/bireysel-emeklilik-ile-ilgili-son-gelismeler-latest-updates-reg-individual-retirement\/"},"author":{"name":"bbaurrlcaisn","@id":"https:\/\/barlaslaw.com\/#\/schema\/person\/ab5bfe083c92fdabbc9676ff2e7694a4"},"headline":"Bireysel Emeklilik ile ilgili Son Geli\u015fmeler","datePublished":"2016-12-08T10:13:57+00:00","dateModified":"2018-07-03T16:22:50+00:00","mainEntityOfPage":{"@id":"https:\/\/barlaslaw.com\/tr\/bireysel-emeklilik-ile-ilgili-son-gelismeler-latest-updates-reg-individual-retirement\/"},"wordCount":1162,"publisher":{"@id":"https:\/\/barlaslaw.com\/#organization"},"articleSection":["Yay\u0131nlar"],"inLanguage":"tr"},{"@type":"WebPage","@id":"https:\/\/barlaslaw.com\/tr\/bireysel-emeklilik-ile-ilgili-son-gelismeler-latest-updates-reg-individual-retirement\/","url":"https:\/\/barlaslaw.com\/tr\/bireysel-emeklilik-ile-ilgili-son-gelismeler-latest-updates-reg-individual-retirement\/","name":"Bireysel Emeklilik ile ilgili Son Geli\u015fmeler - Barlas Hukuk B\u00fcrosu","isPartOf":{"@id":"https:\/\/barlaslaw.com\/#website"},"datePublished":"2016-12-08T10:13:57+00:00","dateModified":"2018-07-03T16:22:50+00:00","breadcrumb":{"@id":"https:\/\/barlaslaw.com\/tr\/bireysel-emeklilik-ile-ilgili-son-gelismeler-latest-updates-reg-individual-retirement\/#breadcrumb"},"inLanguage":"tr","potentialAction":[{"@type":"ReadAction","target":["https:\/\/barlaslaw.com\/tr\/bireysel-emeklilik-ile-ilgili-son-gelismeler-latest-updates-reg-individual-retirement\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/barlaslaw.com\/tr\/bireysel-emeklilik-ile-ilgili-son-gelismeler-latest-updates-reg-individual-retirement\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Ana sayfa","item":"https:\/\/barlaslaw.com\/tr\/"},{"@type":"ListItem","position":2,"name":"Bireysel Emeklilik ile ilgili Son Geli\u015fmeler"}]},{"@type":"WebSite","@id":"https:\/\/barlaslaw.com\/#website","url":"https:\/\/barlaslaw.com\/","name":"Barlas Hukuk B\u00fcrosu","description":"","publisher":{"@id":"https:\/\/barlaslaw.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/barlaslaw.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"tr"},{"@type":"Organization","@id":"https:\/\/barlaslaw.com\/#organization","name":"Barlas Hukuk B\u00fcrosu","url":"https:\/\/barlaslaw.com\/","logo":{"@type":"ImageObject","inLanguage":"tr","@id":"https:\/\/barlaslaw.com\/#\/schema\/logo\/image\/","url":"https:\/\/barlaslaw.com\/wp-content\/uploads\/2018\/10\/barlas-fav-icon.png","contentUrl":"https:\/\/barlaslaw.com\/wp-content\/uploads\/2018\/10\/barlas-fav-icon.png","width":512,"height":512,"caption":"Barlas Hukuk B\u00fcrosu"},"image":{"@id":"https:\/\/barlaslaw.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/barlaslaw.com\/#\/schema\/person\/ab5bfe083c92fdabbc9676ff2e7694a4","name":"bbaurrlcaisn","image":{"@type":"ImageObject","inLanguage":"tr","@id":"https:\/\/barlaslaw.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/f9277d05d082ed3665a121aa72fbfabc?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f9277d05d082ed3665a121aa72fbfabc?s=96&d=mm&r=g","caption":"bbaurrlcaisn"},"url":"https:\/\/barlaslaw.com\/tr\/author\/bbaurrlcaisn\/"}]}},"_links":{"self":[{"href":"https:\/\/barlaslaw.com\/tr\/wp-json\/wp\/v2\/posts\/3807\/"}],"collection":[{"href":"https:\/\/barlaslaw.com\/tr\/wp-json\/wp\/v2\/posts\/"}],"about":[{"href":"https:\/\/barlaslaw.com\/tr\/wp-json\/wp\/v2\/types\/post\/"}],"author":[{"embeddable":true,"href":"https:\/\/barlaslaw.com\/tr\/wp-json\/wp\/v2\/users\/2\/"}],"replies":[{"embeddable":true,"href":"https:\/\/barlaslaw.com\/tr\/wp-json\/wp\/v2\/comments\/?post=3807"}],"version-history":[{"count":2,"href":"https:\/\/barlaslaw.com\/tr\/wp-json\/wp\/v2\/posts\/3807\/revisions\/"}],"predecessor-version":[{"id":12371,"href":"https:\/\/barlaslaw.com\/tr\/wp-json\/wp\/v2\/posts\/3807\/revisions\/12371\/"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/barlaslaw.com\/tr\/wp-json\/wp\/v2\/media\/12367\/"}],"wp:attachment":[{"href":"https:\/\/barlaslaw.com\/tr\/wp-json\/wp\/v2\/media\/?parent=3807"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/barlaslaw.com\/tr\/wp-json\/wp\/v2\/categories\/?post=3807"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/barlaslaw.com\/tr\/wp-json\/wp\/v2\/tags\/?post=3807"},{"taxonomy":"table_tags","embeddable":true,"href":"https:\/\/barlaslaw.com\/tr\/wp-json\/wp\/v2\/table_tags\/?post=3807"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}