“Regulation on the Establishment and Operation Principles of Savings Finance Companies” (“Regulation”) published in 07.04.2021 dated and 31447 numbered Official Gazette. The Regulation issued by the Banking Regulatory and Supervisory Agency (“BRSA”) in order to put the savings finance services offered by companies that provide interest-free financing services and the savings finance services offered by these companies in a legal framework for the participants to acquire various assets, especially housing and vehicles.